specs.org
author Fabien Ninoles <fabien@tzone.org>
Sat, 23 May 2015 22:34:03 -0400
changeset 1 db0e341384e1
parent 0 811cd790a493
permissions -rw-r--r--
Add gncmerge.

* GNUCash Budgeting

** Definition

- A budget is about realizing your dreams, addressing your
  obligations, inside your potentiel.  It tracks how much
  are you effective into putting your potentiel inside the 
  - You sum up your ressources availables for the next period.
  - You removed your obligations from it.
  - You share the rest among your dreams.
  - You track where you spend your resources.
  - You compare between them.

* Resources
It doesn't matter *where* it is, it matters *when* it is available.
So, there is two types of ressources:
- Actual, which you can spend now.
- Future, which isn't available.
The future ressources isn't important really.  You should concentrate
on what you have now.

* Obligations
Obligations are spendings that you cant avoid.  They take your
ressources and freeze them.  You should prioritize on them.
There is also two kind of obligations:
- Predictable: You know when they happen
- Unpredictable: You don't know when they happen