specs.org
author Fabien Ninoles <fabien@tzone.org>
Sat, 23 May 2015 22:34:03 -0400
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Add gncmerge.
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* GNUCash Budgeting
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** Definition
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- A budget is about realizing your dreams, addressing your
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  obligations, inside your potentiel.  It tracks how much
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  are you effective into putting your potentiel inside the 
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  - You sum up your ressources availables for the next period.
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  - You removed your obligations from it.
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  - You share the rest among your dreams.
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  - You track where you spend your resources.
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  - You compare between them.
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* Resources
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It doesn't matter *where* it is, it matters *when* it is available.
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So, there is two types of ressources:
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- Actual, which you can spend now.
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- Future, which isn't available.
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The future ressources isn't important really.  You should concentrate
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on what you have now.
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* Obligations
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Obligations are spendings that you cant avoid.  They take your
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ressources and freeze them.  You should prioritize on them.
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There is also two kind of obligations:
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- Predictable: You know when they happen
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- Unpredictable: You don't know when they happen