1 * GNUCash Budgeting |
1 * GNUCash Budgeting |
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3 ** Definition |
3 ** Definition |
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5 This tool should allow to: |
5 - A budget is about realizing your dreams, addressing your |
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6 obligations, inside your potentiel. It tracks how much |
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7 are you effective into putting your potentiel inside the |
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8 - You sum up your ressources availables for the next period. |
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9 - You removed your obligations from it. |
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10 - You share the rest among your dreams. |
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11 - You track where you spend your resources. |
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12 - You compare between them. |
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7 - Budget your future expenses and incomes. |
14 * Resources |
8 - Report your budget from months to months. |
15 It doesn't matter *where* it is, it matters *when* it is available. |
9 - Create recurring budget transaction. |
16 So, there is two types of ressources: |
10 - Create morgage/investment prediction. |
17 - Actual, which you can spend now. |
11 - Import your current transactions journal and show how it get over/under your budget. |
18 - Future, which isn't available. |
12 - Allow you to adjust your budget accordingly. |
19 The future ressources isn't important really. You should concentrate |
13 - That should also be reflected on recurring transactions. |
20 on what you have now. |
14 - Allow to create alternate scenario based on present budget. |
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15 - For every expenses, there must be a budget liabilities. |
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16 - For every income, there must be a budget asset. |
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17 - Since Equity = Asset - Liabilities, all budget transaction must also balance. |
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19 ** Workflow |
22 * Obligations |
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23 Obligations are spendings that you cant avoid. They take your |
21 *** New incomes are split into budget envelops |
24 ressources and freeze them. You should prioritize on them. |
22 **** Manually created transaction |
25 There is also two kind of obligations: |
23 **** Importing from QIF/QFX/CSV |
26 - Predictable: You know when they happen |
24 **** Recurring transaction |
27 - Unpredictable: You don't know when they happen |
25 *** New expenses are split into budget envelops |
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26 **** Manual |
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27 **** Importing |
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28 **** Recurring |
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29 ***** Simple |
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30 ***** Recurring with a budget |
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31 *** Reporting |
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32 *** Exporting |
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